 |
 |
|
Current Rates
Rates Current as of April 2, 2012 & are subject to change at any time.
| Interest Rates on Loans as
Low As |
| New Vehicle
2010-2012Vehicle
: |
Used Vehicle
2007-2009 Vehicle
: |
| Duration |
APR* |
Duration |
APR* |
| 24
Months |
2.85%
|
24
Months |
3.95%
|
| 36
Months |
2.85%
|
36
Months |
3.95%
|
| 48
Months |
2.85%
|
48
Months |
3.95%
|
| 66
Months |
2.85%
|
60
Months |
3.95%
|
| 72
Months |
3.25%
|
72
Months |
4.25%
|
|
|
| Used
2004-2006
|
| Duration |
APR* |
|
| Up to
48
Months |
5.65%
|
|
| |
| Used Vehicle
(2003 & Older)
: |
| Duration |
APR* |
|
| Up to
24
Months |
6.85%
|
|
| |
| Motorcycles, RVs, 4 Wheelers, Boats |
| New
2010-2012
: |
Used
2007-2009
: |
| Duration |
APR* |
Duration |
APR* |
| Up to
48
Months |
4.05%
|
Up to
48
Months |
4.05%
|
| 60
Months |
4.05%
|
60
Months |
4.05%
|
| |
| Used
(2006 and Older)
: |
| Duration |
APR* |
|
| Up to
48
Months |
4.05%
|
|
| |
| Motor Homes: |
| Duration |
APR* |
|
|
96-Month Term ($50,000)
|
7.05%
|
|
| |
| Co-Maker Loan or Line of Credit: |
| Duration |
APR* |
|
| Up to
48
Months |
12.00%
|
|
| |
| Preferred Risk Special |
Up to
36
Months,
9.90%
APR* |
| |
| All Loans are subject to approval and terms. Vehicle Loan Terms may be limited,
based on Age of Vehicle and Vehicle Mileage. |
| |
| VISA Classic: |
11.90%
APR* Purchases and Cash Advance - No Annual Fee |
| VISA Preferred: |
8.90%
APR* Purchases and Cash Advance - No Annual Fee |
| *APR is the Annual Percentage Rate. |
|
Rates Current as of April 2, 2012 & are subject to change at any time.
| Rates
on Deposits |
| |
RATE |
APY** |
|
Regular Share (Minimum Deposit:
$25.00
) |
.08%
|
.080%
|
|
Share Clubs (Christmas Club-Income Tax-Real Estate-College-vacation) |
.08%
|
.080%
|
Money
Market Savings (Minimum Deposit $5,000)
(Min balance $5,000, 6 withdrawals per month) |
.10%
|
MONTHLY
|
| |
| 3 Month
Certificate of Deposit |
RATE |
APY** |
| Minimum Deposit $1,000 |
.15%
|
.150%
|
| |
|
6 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
.15%
|
.150%
|
| Min $10,000 |
$10,000
|
.15%
|
.150%
|
| |
|
|
|
|
*7-Month
|
$5,000 Minimum Bal
|
.25%
|
.250%
|
*10-Month
|
$10,000 Minimum Bal
|
.27%
|
.270%
|
|
|
|
|
| |
|
12 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
.20%
|
.200%
|
| Min 10,000 |
$10,000 Minimum Bal
|
.25%
|
.250%
|
| |
|
|
|
| |
|
18 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
.25%
|
.250%
|
| Min 10,000 |
10,000 Minimum Bal
|
.30%
|
.300%
|
| |
|
|
|
| |
|
24 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
.35%
|
.350%
|
| Min 10,000 |
10,000 Minimum Bal
|
.40%
|
.401%
|
| |
|
|
|
| |
|
Individual Retirement Accounts (IRA's) |
RATE |
APY** |
| Min $1,000 |
Traditional
18-Month IRA: |
.30%
|
.300%
|
| Min $1,000 |
Traditional
12-Month IRA: |
.20%
|
.200%
|
| Min $1,000 |
Roth
18-Month IRA: |
.30%
|
.300%
|
| Min $1,000 |
Roth
12-Month IRA: |
.20%
|
.200%
|
**APY is the Annual Percentage Yield
|
|
|
|
|
|
© Copyright 2011 Jeff-Co
Schools FCU.
All Rights Reserved! |
